Cash and Liquidity Management
Making sure your organisation has sufficient cash or liquidity to meet all business requirements is a vital component of sound financial risk management.
Oakvale Treasury can assist in all aspects of liquidity and cash management to ensure your organisation derives maximum value from its cash assets and/or mitigates financing costs, whilst accurately planning for upcoming cash and liquidity demands.
We can help you forecast cash inflows and outflows, and make recommendations regarding transaction timings to optimise your financial position. For example, we can help your organisation to plan staggered loan maturity dates to spread out the burden of payment settlements.
Oakvale Treasury’s cash management expertise
With our expert assistance in all aspects of cash management, your organisation can gain greater certainty over its cash position and ability to meet short and longer-term commitments. We are also able to help ensure you are making the most effective use of cash reserves through our independent investment advice.
Oakvale Treasury can assist in the implementation or review of:
- Daily Cash Management – collection, collation and management reporting of required information flows in order to deliver time efficient and accurate cash flow decision making.
- Segregation of Duties – ensuring Treasury operational controls, dual authorisation and bank mandates are appropriate.
- Surplus Cash Maximisation – a review of investment structures in association with cash management to enhance group investment returns or reduce interest payments.
- Bank Account Structure – assessment and review of current bank account structure.
- Bank Account Efficiencies – recommendations in relation to transactional banking tool efficiencies (Physical/Zero-Balancing/Notional Sweeps).
- Internet Banking and Accounting Interfaces – review of current internet provider facilities and interfaces (Automated bank reconciliation, payment referencing and bank statement uploads).
- Cash Concentration and Float Lag – review for potential idle cash and its transition to working capital.
- Transitional Bank Costing – assessment of transactional banking costs and peer provider review.
- Cash Management Policy – creation or review of ad hoc cash management policies (i.e. Corporate Credit Card or Petty Cash policy) to ensure organisational governance.
- Independent Commentary – independently assess and provide feedback on solutions provided by transactional banking solution providers.
Strengthen your organisation’s cash management performance with Oakvale Treasury expert advice and support. Contact Oakvale Treasury today to learn more.